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The risk of default increases in times of economic difficulties, but it is possible to anticipate problems with specific financial products.
This article will show how it is possible to protect yourself from this problem that is affecting more and more businesses, and also what are the main causes behind this increase in non-payments to companies.
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a la carte insurance, 100% compensation
having a financial Poland Mobile Number List product that ensures payment for each of the jobs can become a true competitive advantage.
Avoiding the risk of non-payment will help you enjoy greater peace of mind and will allow you to negotiate each contract without taking risks .
Pouey international offers a solution through the 'serenitas' customer insurance service , which protects against the risk of non-payment, insuring from 3,000 to 300,000 euros of commercial risk per customer, both in spain and abroad.
It is also responsible for providing a detailed analysis of the solvency of each client. Therefore, you will know from the first moment what your financial situation is.
One of the characteristics of this insurance is that it can complement traditional credit insurance for cases in which clients have been rejected, limited or cancelled.
It is an “a la carte” guarantee that allows clients to be insured on a case-by-case basis and not necessarily for the entire portfolio.

In the case of non-payment, pouey insurance compensates, within a maximum period of 30 days after the month of claim, 100% (taxes not included) of the coverage granted.
When there is a risk of customer non-payment
the default rate is greatly influenced by the macroeconomic situation of each country . Firstly, high inflation is causing a drastic increase in interest rates making financing difficult. Likewise, the lack of liquidity makes the problem worse.
Luckily, there are default risk tools that help predict the real possibility of this happening, but most companies are exposed to this situation.
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